Meera Example
Data Scientist · Credit Risk, NLP, MLOps · Python
- Bengaluru, Karnataka
- meera.example@example.com
- +91 9XXXX XXXXX
- linkedin.com/in/meera-example
- github.com/meera-example
Summary
Data scientist with 5 years of experience building machine learning models that run in production, mainly for credit risk, demand forecasting and text classification. Works across the full cycle, from problem framing and feature engineering to deployment, monitoring and explaining results to business and risk teams.
Experience
Data Scientist
May 2023 – PresentFabrikam Lending Pvt. Ltd. · Bengaluru
- Built a gradient-boosted (XGBoost) credit risk model for first-time borrowers using bureau and bank-statement features; AUC improved from 0.71 to 0.78 over the previous scorecard on an out-of-time sample.
- Ran a 3-month champion–challenger pilot with the risk team; the new model allowed higher approvals in the pilot segment at a similar early delinquency rate.
- Fine-tuned a multilingual transformer to classify customer support tickets, including Hindi–English code-mixed text, auto-routing about 55% of tickets with human review for low-confidence cases.
- Set up MLflow tracking, scheduled retraining and drift monitoring for 4 production models, with SHAP-based reason codes for credit decisions.
Associate Data Scientist
Jul 2021 – Apr 2023Northwind Analytics · Chennai
- Built weekly SKU-level demand forecasts for an FMCG client using LightGBM and hierarchical reconciliation, reducing forecast error (MAPE) from 18% to 11% on key categories.
- Created a customer segmentation with k-means on transaction data that the client used to redesign its loyalty tiers.
- Packaged models as FastAPI services in Docker for the client's engineering team and wrote handover documentation.
Projects
Internal policy Q&A assistant
Python, embeddings, vector search, LLM API
- Prototype retrieval-augmented assistant over 400 internal policy documents, evaluated on a hand-labelled question set before a limited pilot.
Skills
- ML & statistics: Supervised learning, Gradient boosting, Time series forecasting, Model evaluation, Experiment design
- NLP & GenAI: Transformers (Hugging Face), Text classification, Embeddings, Retrieval-augmented generation
- Languages & libraries: Python, SQL, scikit-learn, XGBoost, LightGBM, PyTorch, pandas
- MLOps: MLflow, Docker, FastAPI, Airflow, AWS SageMaker, Model monitoring
Education
M.Tech, Data Science
2019 – 2021Example Institute of Technology · Chennai · Thesis: Forecasting intermittent demand in retail
B.Tech, Electronics and Communication Engineering
2015 – 2019Sample Engineering College · Coimbatore
Achievements
- Kaggle Notebooks Expert
- Speaker at a city data science meetup on credit model explainability